Parwaaz Card Job Holder Guide
If you already hold a valid overseas job offer letter, you are eligible to apply for the Parwaz Card as a Job Holder.
Job Holders receive interest-free loan support to cover mandatory pre-departure expenses, including visa and protectorate fees, medical examinations, skill or trade verification, air tickets, and licensed Overseas Employment Promoter (OEP) charges. Applications are submitted online through the official Parwaz Card portal and processed after verification through government systems, the designated OEP, and the Bank of Punjab.
Who This Guide Is For?
This guide is for Job Holders who already have a confirmed overseas employment offer and want a clear understanding of how the Parwaz Card process works.
This page provides independent, explanatory information based on official government guidelines. All applications, approvals, and payments are handled only through the official Parwaz Card portal.
What Is the Parwaz Card Job Holder Category?
The Job Holder category is specifically designed for applicants who have already secured an overseas job and require financial support to complete pre-departure formalities.
Under this category, the Parwaaz Card enables eligible applicants to proceed with overseas employment without upfront financial pressure, while ensuring the process remains legal, verified, and monitored.
What Expenses Are Covered for Job Holders?
Approved Job Holders receive interest-free loan support for mandatory pre-departure requirements, including:
- Visa and protectorate fees
- Medical examinations and fitness certificates
- Skill or trade verification where required
- Air ticket costs
- Licensed OEP facilitation charges
- Other verified overseas employment–related expenses
All expenses are verified during the application and disbursement process.
How the Loan Is Disbursed?
The Parwaz Card loan is not released entirely in cash. It is disbursed in a controlled and verified structure to ensure funds are used strictly for overseas employment expenses.
- 20% of the approved loan amount is released initially in cash to help cover immediate pre-departure needs.
- The remaining 80% is released after verification, in the following manner:
- 20% is provided in cash, and
- 60% is paid through approved PoS or card-based payments for specific expenses such as air tickets and licensed OEP facilitation charges.
This disbursement method ensures transparency, prevents misuse of funds, and confirms that the loan is used only for verified overseas employment costs.
Job Holder Application Process (Step-by-Step Explanation)
Below is a clear explanation of how the Job Holder application process works.
Step 1: Online Account Registration
Applicants register on the official Parwaaz Card portal using their CNIC, email address, and mobile number.
Step 2: Identity Verification
Identity is verified through one-time passwords sent to the registered email and mobile number.
Step 3: Personal and Background Information
Applicants provide personal details, family information, and residential address as part of their application profile.
Step 4: Education and Employment Details
Academic qualifications and work experience are added, along with confirmation of a valid overseas job offer.
Step 5: Job Offer and OEP Selection
Applicants select a licensed Overseas Employment Promoter (OEP) and enter job details such as salary and contract duration. Supporting documents are uploaded for verification.
Step 6: Document Submission
Applicants upload required documents, including job offer letter, passport, medical certificate, and other employment-related records.
Step 7: Co-Borrower Information
A co-borrower, usually a close family member, is added to the application. The co-borrower’s CNIC is submitted for verification.
Step 8: Application Submission
After reviewing the terms and conditions, the application is submitted electronically through the portal.
Required Documents for Parwaaz Card Job Holders
| Document | Purpose | Notes |
|---|---|---|
| CNIC (Front & Back) | Identity verification | Must be valid and clear |
| Passport (Full Copy) | Travel eligibility | Passport must be valid |
| Overseas Job Offer Letter | Employment confirmation | Includes salary, role, duration |
| Medical Certificate | Fitness verification | Issued by authorized center |
| Police Character Certificate | Background verification | Should be recent |
| Skill / Trade Certificate (if applicable) | Skill verification | Required for specific roles |
| Co-Borrower CNIC | Loan guarantee | Usually a close family member |
What Happens After Submission?
After submission:
- The application is reviewed by the selected OEP
- Documents are verified through official systems
- Once approved, applicants may be asked to visit a designated Bank of Punjab branch with their co-borrower and original documents to complete loan processing
Processing Time for Job Holder Applications
After document verification, Job Holder applications are processed within 7 to 10 working days.
Processing time may vary if additional verification is required or if documents are incomplete.
Important Safety and Fraud Prevention Notice
- Online registration is free of cost
- Do not pay agents or individuals claiming to arrange jobs or loans
- All overseas jobs under the Parwaaz Card are processed only through licensed OEPs
- Never share your portal login credentials with anyone
- Always use the official Parwaaz Card portal for applications
Key Points Job Holders Should Remember
- A confirmed overseas job offer is mandatory
- A co-borrower is required
- All information and documents must be accurate
- Misrepresentation can result in application rejection
- The Parwaaz Card provides a legal, verified, and monitored pathway to overseas employment
Start Your Application
Job Holders should apply only through the official Parwaaz Card portal:
This guide is intended to help applicants understand the process clearly and proceed with confidence.
FAQs
What is a job offer letter for Parwaaz Card Job Holders?
A job offer letter is an official document issued by an overseas employer confirming employment details such as job title, salary, contract duration, and destination country. A valid overseas job offer letter is mandatory for Job Holder applications.
Which expenses are covered under the Parwaaz Card loan for Job Holders?
The Parwaaz Card covers mandatory pre-departure expenses including visa and protectorate fees, medical examinations, skill or trade verification where required, air tickets, licensed OEP facilitation charges, and other verified overseas employment-related costs.
What documents are required to apply as a Job Holder?
Job Holders are required to submit a valid CNIC, full passport copy, overseas job offer letter, police character certificate, medical certificate, and skill or trade certificate if applicable. A co-borrower’s CNIC is also required.
Is the full Parwaaz Card loan amount given in cash?
No. The loan is not fully disbursed in cash. An initial portion is released in cash, while the remaining amount is disbursed in stages through approved payment channels for specific expenses such as air tickets and OEP charges.
Is a co-borrower mandatory for Job Holder applications?
Yes. A co-borrower is mandatory for all Job Holder applications. The co-borrower is usually a close family member whose identity and documents are verified during the loan process.
How long does the Parwaaz Card Job Holder application process take?
After document verification, Job Holder applications are processed within 7 to 10 working days. Processing time may vary if additional verification is required or if documents are incomplete.
Disclaimer
parwazcardpunjab.pk is an independent informational website created to help users understand the Parwaz Card Punjab program. This website is not affiliated with any government department and does not process applications, collect fees, or issue approvals. Users should apply only through the official Government of Punjab portals.